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‘I won’t take out a loan’: I need $18K in house repairs. Do I take it from my Roth, 401(k) or IRA?
20 Feb
Business
Posted by dgenznft
February 20, 2026

‘I won’t take out a loan’: I need $18K in house repairs. Do I take it from my Roth, 401(k) or IRA?

“I plan to be debt-free in less than two years.”
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My employer is forcing me into a Roth 401(k). Is there anything I can do?
15 Feb
Business
Posted by dgenznft
February 15, 2026

My employer is forcing me into a Roth 401(k). Is there anything I can do?

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.
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